Find the Healthshare Plan that’s Right for You!
Healthshare plans are a typically lower cost insurance coverage alternative that involve members contributing money to cover each other's medical expenses, often with specific eligibility criteria and exclusions based on the organization's guidelines. These plans were designed for occasional doctor visits with additional coverage for unforeseen events.
Note that each one of the plans listed below lists an UA—Unshareable Amount. An UA is the most you’ll have to pay for healthcare services during your plan period (per incident). Once you meet your UA, that’s when your costs start being covered.
ShareWELL Co-Pay
The ShareWELL Co-Pay Plan has low Co-Pays for services such as doctor office and specialist visits, preventative care with no deductible to be met. This design is for individuals and families that have the occasional doctor visits and want the peace of mind knowing they are protected for the unforeseen events.
*IUA - Initial Unsharable Amount
Plan Rates
| Plan Type | Rate |
|---|---|
| Member Only | |
| Member & Spouse | |
| Member & Child(ren) | |
| Member & Family |
ShareWELL Preventive
The ShareWELL Preventive Plan was designed to offer a level of protection for the unforeseen events such as surgery, prolonged hospital stay, cancer, or any illness that could make a financial impact. This plan does offer access to doctors through a telemedicine service 24/7 via your phone.
*IUA - Initial Unsharable Amount
Plan Rates
| Plan Type | Rate |
|---|---|
| Member Only | |
| Member & Spouse | |
| Member & Child(ren) | |
| Member & Family |
UA - Unsharable Amount
An IUA is the most you’ll have to pay for healthcare services during your plan period (per incident). Think of it as your safety net in the event of a major health problem.) You have a max of 2 incidents where you pay the UA in a 12-month period. Unlike a deductible or traditional max-out-of-pocket, the UA does not reset until you are symptom-free for 6 months.
Choosing the right health plan can feel overwhelming. Audere is dedicated to helping you choose confidently.
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